Questions?
888-320-7888
Questions?
888-320-7888
A VA Loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs and available to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. VA loans offer benefits such as no down payment, no private mortgage insurance (PMI), and competitive interest rates, making homeownership more accessible for those who have served.
A Conventional Loan is a mortgage loan that is not insured or guaranteed by the federal government and is available to qualified individuals with a strong credit history, steady income, and the ability to make a down payment. These loans are typically used for primary residences, second homes, or investment properties and are ideal for borrowers who meet standard lending guidelines.
A Non-QM (Non-Qualified Mortgage) Loan is a type of mortgage designed for borrowers who may not meet traditional lending criteria but can demonstrate their ability to repay through alternative documentation. These loans are ideal for self-employed individuals, real estate investors, or those with unique income situations that fall outside standard guidelines.
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At Mortgages for America, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.